Do You Need Gap Insurance

Guaranteed Asset Protection (GAP) insurance is a type of insurance that is often sold when you buy a new car. In the event your car is stolen or written off, it covers the difference between the value of the car (this is the amount your car insurer will usually pay out) and the amount you paid for the car in the first place. So is it worth buying? [...]

Flood Insurance Getting the Right Cover

Flooding is becoming increasingly common in the UK - and apart from the heartache and hassle, the cost of cleaning up can be huge. Insurance is advisable, but getting cover isn`t always easy - especially if you live in a high-risk area. Here`s the low-down on flood insurance and how to get it at a price you can afford. What is flood insuranc [...]

Should I Save Or Pay Off Debt

You will rarely be able to earn more on your savings, than you will pay on your borrowings. So, as a rule of thumb plan to pay off your debts before you start to save. Paying off your debt When to start saving Get into the savings habit The Personal Savings Allowance What about paying off your mortgage early? What about an eme [...]

Save Money On Your Gas and Bills

Are you wasting cash on your energy bills? It only takes 20 minutes to check, and it could save you more than £200 a year. You could save even more by being efficient with your gas and electricity usage. The average household can save £200 per year by switching gas and electricity supplier. Source: Ofgem Best ways to save on gas [...]

Do You Need Buildings Insurance

If you own your own home, you`ll need to have buildings cover just in case your home is damaged and needs a repair. It`s usually a condition of your mortgage and, if you`re a landlord, it`s your responsibility - not your tenants. Although it`s not compulsory, if you own your own home this sort of insurance should be a top priority. What is h [...]

Running Your Bank Account

One of the first steps to taking control of your money, is learning the best way to manage your bank account. There are plenty of different types of accounts and bank cards out there and it`s up to you to pick the ones which best suit your lifestyle. We`ve pulled together a list of guides which explain how to manage your bank account and make the m [...]

Beginners Guide to Managing Your Money

Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save £1,000s each year. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car or holiday. Read on for money management tips, including how to set up a budget, stic [...]

Price Comparison Sites Guide

If you`re looking for the best deal on your mortgage, gas and electricity or savings account, price comparison sites are a great place to start your search. However, there are a few points to remember before you decide to use one. General rules When should I use a price comparison website? Do comparison sites show every supplier on the [...]

Getting Informal Help to Manage Your Money

If you feel like you need a hand to sort out your finances, there`s no reason you can`t ask a friend or family member for help. Lots of people do this and it can be a real weight off your mind. When you need help with your money Choosing someone to help you with your money Help with bank accounts Set up an ordinary power of attorney [...]

How to Set a Savings Goal

People who set a money savings goal save faster than those who don`t! So if you really want to get that deposit for a home, or save enough for a dream holiday, name your goal, work out how much you can save each month and get started. Then sit back and watch your money start to grow! Step 1 - Name your goal Step 2 - Work out how much to s [...]